Many people believe that we live in a “compensation culture” where everyone files insurance claims to try and make relatively easy money. When they are involved in an accident, many people think that they can file a compensation claim instantly and be given money to cover repair costs and any injuries they may suffer.
However, this was only a possibility if the accident wasn’t their fault, but actually the other party’s fault.
There is still a lot of gray area around compensation who can file a claim and what can be claimed, especially with personal injury. The true definition of personal injury is physical accident injury illness or disease; or psychological injury or illness. If it’s not your fault, you may be able to file a claim, depending on the circumstances and available evidence.
So what things fall into the category of personal injury, and more importantly, if you are the victim of an injury caused by another person, what can you claim? Examples include:
- Workplace Injury. This can be anything from an injury sustained when another employee misuses equipment, which is common in the manufacturing industry or with mechanics, or from working with certain materials, such as asbestos or heavy machinery.
- Emphasize. Many professions can be very stressful, which can lead to psychological illness. It is estimated that around 500,000 people in the UK experience work-related stress resulting in some form of illness, and this can occur through long working hours, fear of your job, workplace relationships – both positive and negative – and communication. as overloaded with tasks and deadlines.
- Road Traffic Accidents. This is clearly an accident involving a motorized vehicle of any kind. They can range from a single car colliding with something that shouldn’t be on the road – such as an unmarked board road work – to a multi-car collision, where one person fails to stop at an intersection for example, causing an accident. where you suffered an injury.
- Slips and Trips. Many injuries occur when people slip on wet floors where signs are not posted, or trip over loose material or paving stones on roads that should be leveled. Injuries here can include a broken bone in the hand, arm or shoulder, or damage to a ligament, when you twist after a slip.
Sports Injuries. If you sustain an injury while playing a sport – for example football or rugby, where another player has committed a “dirty” foul, then you have the right to claim compensation for the injury you have sustained, which may include broken bones or damaged ligaments, keeping you from can live everyday life.
