Europe is a culturally diverse country known for its rich architecture and overall appeal. Millions of tourists flock to European countries every year to sample their cultural heritage and this number is expected to increase every year. However, there are a few things to know before embarking on this beautiful journey.
A Schengen visa is the name of the visa that must be owned by someone traveling to Europe from a country subject to visa requirements, whether the visit is for business or leisure purposes. For citizens of these countries, having a visa is not enough, and they must have travel insurance when visiting the Schengen area according to the instructions of the European parliament.
Similarly, even if a student is traveling from one of these places to study at a German university, it is mandatory to have one travel insurance for German student visa. The plan can be obtained either through online travel insurance company or through conventional methods from the company of your choice.
When making a purchase of travel insurance that will serve you when you travel abroad, it should be seen that it is accepted in the Schengen area. The company must be licensed and accepted in the country that falls within the Schengen area being visited.
They provide low cost insurance which is accepted by European Embassies. They include visitors (visitor visas), business professionals traveling for business purposes (business visas), tourists (tourist visas) and group visitors (group travel requires a visitor visa). In the event that insurance has been purchased but for some reason the visa is refused, the policy can be canceled without charge by showing an official refusal document.
Travel insurance must cover all member countries of the Schengen area. These states are – Czech Republic, Estonia, Denmark, Belgium, Austria, Estonia, France, Greece, Norway, Switzerland, Spain, Germany, Finland, Netherlands, Poland, Iceland, Portugal, Sweden, Italy, Luxembourg, Hungary, Latvia, Liechtenstein , Malta, Lithuania, Slovakia and Slovenia.
There is a list of countries whose citizens and passport holders must have travel insurance in order to be eligible to apply for a Schengen visa. Some of these countries are – Afghanistan, North Korea, Bahrain, Philippines, Bangladesh, India, Egypt, Cuba, Thailand, Jamaica, Kuwait, Togo, Morocco, Nepal and Zimbabwe.
There are a total of 105 countries included in this list. For countries that are visa-free for third world citizens according to the list of European Governments, having travel insurance is not mandatory. Nevertheless it is advised that they also take it with them when traveling to the Schengen area as one cannot predict an emergency situation that may arise in terms of health or otherwise.
It is always better to have something in place that will protect your finances and take care of you while you are in a foreign land.
Health insurance is mandatory for the entire duration of your visit to the area whether for study, recreational or business purposes. This is again optional for visa-free third world countries.
There are a number of factors that are included and also not included in an insurance policy and it is necessary to go through the fine print before an investment is made.
